Do you know what a good credit score is. I thought anything over 600 was good. I found out that if your credit score is lower than 700 it is bad and will hinder you from getting a good interest rate on you home, car, or loan. Low credit score can also limit your chances of getting a good if you get one at all on this economy.
I struggled with bad credit all my life. Though I got a good deal on my car and home it was still not 3% or lower when we bought our house and cars. We spend way too much in interest for our piece of the American dream. The extra money we spend in exorbitant interest rates can be use for other pleasures in life.
Check out Financial Educational Services and find out for yourself how they can help you changed your financial circumstances.